Wednesday 8 February 2023

Pradhan Mantri Awas Yojana : benefits, eligibility, apply online & status

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Pradhan Mantri Awas Yojana : Pradhan Mantri Awas Yojana (PMAY) is a government initiative in India launched in 2015 aimed at providing affordable housing for all by the year 2022. The scheme provides financial assistance to eligible beneficiaries for the construction or renovation of their houses. The benefits of the scheme are available to economically weaker sections, lower income groups, and middle-income groups in urban and rural areas. The goal of PMAY is to provide a pucca (permanent) house to every family without a house and to every family living in kutcha (temporary) houses by 2022.

Pradhan Mantri Awas Yojana


Pradhan Mantri Awas Yojana benefits

The benefits of Pradhan Mantri Awas Yojana (PMAY) are as follows:

  1. Financial assistance: The scheme provides financial assistance to beneficiaries for the construction or enhancement of a house.
  2. Interest Subsidy: Beneficiaries can avail subsidies on home loan interest rates.
  3. Affordable Housing: The scheme aims to provide affordable housing to economically weaker sections, lower income groups, and middle-income groups of the society.
  4. Housing for All: The ultimate goal of PMAY is to provide 'Housing for All' by the year 2022.
  5. Improved Living Standards: The scheme aims to improve the living standards of the economically weaker sections and lower income groups by providing them with adequate housing facilities.
  6. Employment Generation: The scheme also has the potential to generate employment opportunities in the construction and housing sector.
  7. Women Empowerment: PMAY gives priority to women and aims to empower them by ensuring that they are joint owners of the house or the primary borrower.

Pradhan Mantri Awas Yojana eligibility


The Pradhan Mantri Awas Yojana (PMAY) is a government scheme aimed at providing affordable housing to economically weaker sections (EWS), low-income groups (LIGs), and middle-income groups (MIGs). To be eligible for the scheme, the following criteria must be met:

  1. Citizenship: The applicant must be a citizen of India.
  2. Income: The annual income of the applicant should not exceed INR 3 Lakh for EWS, INR 6 Lakh for LIG and INR 18 Lakh for MIG-I and INR 12 Lakh for MIG-II.
  3. Location: The scheme is applicable only for urban areas.
  4. Existing House: The applicant should not own a pucca house in any part of India.
  5. BPL Status: The applicant should not be a beneficiary of any housing scheme by the government.
  6. Family Composition: Must not own a pucca house in any part of India.
  7. Age: Must not be less than 18 years of age.

Pradhan Mantri Awas Yojana apply online : Pradhan mantri awas yojana gramin online apply

To apply for Pradhan Mantri Awas Yojana (PMAY), you can follow the steps below:

  1. Visit the official PMAY website: https://pmaymis.gov.in/
  2. Click on the "Citizen Assessment" tab.
  3. Fill in the required details, including personal information, family details, and income details.
  4. Upload the necessary documents, such as ID proof, income proof, and passport size photo.
  5. Submit the application form.
  6. You can also apply for PMAY through Common Service Centers (CSCs) or through the urban local bodies (ULBs) in your city. Alternatively, you can also visit your nearest bank or financial institution to apply for a home loan under PMAY.

Pradhan Mantri Awas Yojana status

You can check the status of your Pradhan Mantri Awas Yojana (PMAY) application by following these steps:
  1. Visit the official website of PMAY (pmaymis.gov.in).
  2. Click on the “Citizen Assessment” tab.
  3. Enter your name, father's name, and mobile number in the search field.
  4. Check the status of your application in the “My PMAY Assessment” section.
Note: The status of your PMAY application can also be checked through the PMAY mobile app, which can be downloaded from the Google Play Store.

If you have applied for Pradhan Mantri Awas Yojana - Gramin (PMAY-G), you can check the status by visiting the official website of PMAY-G (pmayg.nic.in) and following the same process.

Pradhan Mantri Awas Yojana List


The Pradhan Mantri Awas Yojana (PMAY) list is a list of beneficiaries who have been approved for the housing scheme. The PMAY list is maintained by the government and contains the names of the beneficiaries along with their personal and financial details.

The PMAY list is updated regularly and can be accessed through the official website of PMAY (pmaymis.gov.in). You can check your name on the PMAY list by following these steps:

  1. Visit the official website of PMAY (pmaymis.gov.in).
  2. Click on the “Citizen Assessment” tab.
  3. Enter your name, father's name, and mobile number in the search field.
  4. Check if your name appears on the PMAY list in the “My PMAY Assessment” section.
If you have applied for Pradhan Mantri Awas Yojana - Gramin (PMAY-G), you can check the PMAY-G list by visiting the official website of PMAY-G (pmayg.nic.in) and following the same process.

PMAY subsidy status

You can check the subsidy status of your Pradhan Mantri Awas Yojana (PMAY) application by following these steps:

  1. Visit the official website of PMAY (pmaymis.gov.in).
  2. Click on the “Citizen Assessment” tab.
  3. Enter your name, father's name, and mobile number in the search field.
  4. Check the subsidy status of your application in the “My PMAY Assessment” section.
Note: The status of your PMAY subsidy can also be checked through the PMAY mobile app, which can be downloaded from the Google Play Store.

If you have applied for Pradhan Mantri Awas Yojana - Gramin (PMAY-G), you can check the subsidy status by visiting the official website of PMAY-G (pmayg.nic.in) and following the same process.

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